CNN Money has an article on resolving to save and spend smarter in 2008, with five tips to help you have smarter financial control in the coming year.
The most important of the five tips is #5: Getting the family involved. If the family is not involved then you will have runaway spending that is out of control, and that is not a smart thing. Inculcate the idea of sticking to a budget, and use debit cards instead of credit cards.
For further reading: Resolve to Save and Spend Smarter in 2008
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